StorykeepCOUNSELING

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Insurance & fees

paying for group

My goal is for cost to feel clear and simple. Here’s what to expect.

Group sessions

$40–$100

Sliding scale, based on household income

Insurance

Self-pay

Superbill provided for out-of-network benefits

Payment

Card on file

Charged after each session. HSA & FSA welcome

Cancelling

24 hours

Notice needed to avoid the full session fee

What it costs

My belief is that cost shouldn’t keep anyone from group, so every group is priced on a sliding scale from $40 to $100 per session. Before we begin, you’ll also receive a written Good Faith Estimate of your expected costs.

Intake session

60–75 minutes · one time, before your group starts

$80–$160

one time

Quest for Self

2-hour sessions · 12 weeks

$40–$100

per session

Connecting to Self & Others

2-hour sessions · 8 weeks · more details to come

$40–$100

per session

Your exact price depends on your tier. Find yours below.

Find your rate

Your rate is based on your household’s yearly income (before taxes) and how many people live in your household. Pick your household size to see where you land. No pay stubs needed. I trust you to choose the rate that fits.

People in your household

Tier 1

Under $54k

household income

$40 / session

Intake $80

Tier 2

$54k–$72k

household income

$60 / session

Intake $100

Tier 3

$72k–$90k

household income

$80 / session

Intake $140

Tier 4

Over $90k

household income

$100 / session

Intake $160

Income is your household’s yearly total, before taxes. When you reach out, simply tell me your tier number.

What counts as a household?

You, plus anyone you share money with, like a spouse or partner, children, or others you support. Add up everyone’s yearly income together. Roommates you just split rent with don’t count.

Two quick examples

Two partners earning $60,000 and $50,000 are a household of 2 with $110,000 together.

A single parent earning $70,000 with one child is also a household of 2, with $70,000.

See the full rate chart

Household size	Tier 1$40per session	Tier 2$60per session	Tier 3$80per session	Tier 4$100per session
1 person	Under $54k	$54k–$72k	$72k–$90k	Over $90k
2 people	Under $73k	$73k–$97k	$97k–$122k	Over $122k
3 people	Under $92k	$92k–$123k	$123k–$154k	Over $154k
4 people	Under $111k	$111k–$149k	$149k–$186k	Over $186k
5 or more	Feel free to reach out and I’ll share your rate.
Intake (one time)	$80	$100	$140	$160

Income ranges are based on the 2026 federal poverty guidelines, adjusted for Chicago living costs, and are updated each January.

If your situation doesn’t fit neatly into this chart, like large medical bills, caring for a family member, or a recent job loss, feel free to reach out and we’ll find something that works.

Using insurance

Storykeep is a self-pay practice. Though I don’t bill insurance directly, some insurance plans will pay you back for part of the cost. It’s a good idea to call them first to see what your plan covers.

Call your insurer

Before we start, check what
your plan covers. Questions
to ask are below.

Get a superbill

After you pay, I give you a superbill, a detailed receipt made for insurance.

Get paid back

Send it to your insurance company. If they cover it, the money goes to you, not to me.

What to ask when you call

Call the phone number on the back of your insurance card. Tell them you’d like to see a therapist who is “out-of-network” (not part of their list of therapists), and ask:

“Will you pay me back for therapy with an out-of-network therapist?”

“Does that include group therapy?”If they ask for a code, group therapy is 90853 and the first meeting (the intake) is 90791.

“How much do I have to pay on my own before you start paying me back?”This amount is called a deductible. It usually starts over every year.

“After that, how much of each session will you pay back?”This is often a percentage, like half.

“Do I need your approval before I start?”Some plans call this pre-authorization.

“How do I send you my receipts, and is there a deadline?”

Tip Write down the date, the name of the person you talked to, and the call’s reference number.

Words you might hear

Superbill

A detailed receipt from me that you send to your insurance company.

Deductible

What you pay on your own before your insurance starts paying you back. It usually starts over every year.

Explanation of Benefits

A letter from your insurance company showing what they paid. It isn’t a bill.

Out-of-network

A therapist who isn’t part of your insurance company’s list, like Storykeep.

If your plan pays you back, the money goes to you, not to me. If anything they tell you is confusing, feel free to reach out and we can make sense of it together.

Payment & cancelling

Simple and automatic, so you never have to think about it at session time.

How payment works

A debit or credit card is kept on file through my secure client portal
HSA and FSA cards are welcome, too
Payment is charged to the card on file after each session
Invoices and superbills are always available if you’d like one

If you need to cancel

I ask for at least 24 hours’ notice to cancel
Sessions cancelled with less notice count as an absence and are charged the full session fee
Insurance doesn’t cover missed sessions
Exceptions are made for illness and emergencies

Notice

Your right to a Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your care will cost. Under the law, health care providers need to give clients who don’t have insurance, or who aren’t using insurance, an estimate of the expected charges for services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency services, including related costs like intake sessions.

Make sure your provider gives you a Good Faith Estimate in writing at least 1 business day before your scheduled service. You can also ask for one before you schedule.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

questions about cost?

Feel free to reach out. I’m happy to walk through your options with you.

Email Hannah (872) 225-0331